Terms of Use

By using SG Finance Tools(“the site”), you agree to these terms. If you do not agree, please do not use the site.

Use of the site

The site provides free finance calculators and educational information for personal, non-commercial use. You may not misuse the site, attempt to disrupt it, or scrape it at a scale that degrades the service for others.

No warranty

The site is provided “as is” without warranties of any kind. We do not warrant that the calculators are accurate, complete or current, or that the site will be uninterrupted or error-free. Results are estimates — see our Disclaimer.

Limitation of liability

To the fullest extent permitted by law, SG Finance Tools shall not be liable for any direct, indirect or consequential loss arising from your use of, or reliance on, the site.

Intellectual property

The site’s design, text and code are owned by SG Finance Tools or its licensors. Official figures and source materials remain the property of their respective authorities (IRAS, CPF Board, HDB, MAS and others).

Governing law

These terms are governed by the laws of Singapore.