Privacy Policy

Last updated 5 June 2026

SG Finance Tools is built to respect your privacy. This policy explains what data is and is not collected when you use the site.

Your calculations stay on your device

Every calculator runs entirely in your browser. The salary, balances and other figures you enter are never sent to us or stored on any server — they exist only on your device for the duration of your visit.

Analytics

We may use privacy-respecting analytics (such as Google Analytics) to understand aggregate, anonymised usage — for example, which calculators are popular. This does not identify you personally. Analytics only loads if it has been configured for the site.

Advertising & cookies

This site may display third-party ads (such as Google AdSense). Ad providers may use cookies or similar technologies to serve and measure ads. You can control cookies through your browser settings, and where required we will seek consent. We do not sell your personal data.

Third-party links

We link to official sources such as IRAS, the CPF Board, HDB and MAS. Those sites have their own privacy policies, which we do not control.

Changes

We may update this policy from time to time. Material changes will be reflected by the “last updated” date above.