Your Singapore Financial Dashboard

Enter your salary once and see your CPF, income tax, take-home pay, HDB affordability, retirement projection and FIRE age — your whole money picture on one screen.

Your situation
$
yrs

Working age (under 55) — the CPF-at-55 projection needs this.

$
$
$
$
$

Monthly CPF contribution

$2,137

Employer $982 · You $1,155

Ordinary (OA)$1,328
Special (SA)$346
MediSave (MA)$462
CPF calculator

Income tax (annual)

$1,561

$130/mo · effective 2.3%

Tax calculator

Take-home pay (monthly)

$4,490

$53,879 per year, after CPF + tax

Take-home calculator

Monthly disposable income

$1,490

After expenses — available to save/invest

Plan your savings

HDB you could afford

$517,635

Max loan $328,226 · repayment $1,733/mo

HDB affordability

CPF at age 55

$1,172,903

Meets the Full Retirement Sum ($213,000)

Est. CPF LIFE payout$1,610–$1,730/mo
Retirement projection

FIRE age

49

In 19 years 1 month · target $900,000

FIRE calculator
Sources: IRAS / CPF Board / HDB / MAS — in-force 2026 (as of 1 Jan 2026) · Defaults from SingStat benchmarks

A combined estimate for planning only, not financial advice. Each figure is a simplified projection — open the linked calculator for the full breakdown and assumptions. Investment returns (used for FIRE) are illustrative.

Current SORA benchmarks

The rates Singapore home loans are priced off — used for the affordability estimates above.

1-Month Compounded SORA

1.0992%

as of 2026-06-04

3-Month Compounded SORA

1.0579%

as of 2026-06-04

Current SORA benchmarks — most Singapore home loans are priced off one of these (SORA + a bank spread). Source: MAS SORA (daily), with SingStat as a monthly fallback.

Frequently asked questions

What does the dashboard show?

Enter your salary and a few details once, and it estimates your CPF contributions, income tax, take-home and disposable income, the HDB flat you could afford, your CPF at age 55 with an estimated CPF LIFE payout, and the age you might reach financial independence (FIRE) — all in one view.

How accurate is it?

Each figure uses the same in-force 2026 rules as our individual calculators, but the dashboard keeps the inputs minimal, so it is a high-level estimate. Open any linked calculator for the full breakdown, more inputs and the detailed assumptions.

Is my data saved?

No. Everything is computed in your browser — the figures you enter never leave your device and are not stored anywhere.

Is this financial advice?

No. It is an educational planning tool. Investment returns used for the FIRE estimate are illustrative assumptions, and your actual CPF, tax and loan figures depend on official rules and your circumstances.