Guides
Plain-English explainers for Singapore money decisions — each one links to the calculators so you can work out your own numbers.
CPF for Beginners: OA, SA, MA & RA Explained Simply
Every month a chunk of your pay goes into CPF — but where does it go, and what is each account for? A simple, no-jargon guide.
Read guide · 5 min readSingapore Income Tax Made Simple (YA2026)
How much tax will you pay, and how can you pay less? A plain-English walkthrough of how income tax works in Singapore.
Read guide · 6 min readABSD Explained: Extra Stamp Duty on a Second Property
Buying a second home, or buying as a PR or foreigner? Additional Buyer’s Stamp Duty can be a big number — here’s who pays what.
Read guide · 5 min readHow Much HDB Flat Can You Afford in 2026?
The MSR and TDSR limits, loan-to-value, the cash and CPF you need upfront, stamp duty and grants — a plain-English guide to sizing your HDB budget.
Read guide · 6 min readSSB vs T-bills vs Fixed Deposit: Where to Park Your Cash (2026)
How Singapore Savings Bonds, Treasury Bills and bank fixed deposits compare on yield, liquidity, safety and effort — and when each one makes sense.
Read guide · 7 min read